OptioPay processes payments from companies to customers, employees or partners. Recipients can combine bank transfers with higher-value gift cards to increase their actual value of their payment. This way, a 100 € payment can be split into a 50 € bank transfer and a 60€ gift card with an increase value by 10%. Between bank transfers, e-wallets and higher value gift cards, OptioPay offers complete flexibility and adds value at both ends by offering diverse payout options. It is a Win-Win-Win situation for advertisers, issuers and recipients.