Deutsche Bank's Atrium
kapilendo is an innovative online credit marketplace that offers fast, low priced, and unbureaucratic financing to medium-sized enterprises via investments by private individuals. Institutional and private investors in search of a fixed-interest investment opportunity can take part in credit projects starting at 100 Euro. The German Fintech startup was founded in January 2015 and has its headquarters in Berlin.
What is the problem you are solving?
kapilendo’s vision is to satisfy the increasing demand for alternative funding driven by the digital transformation process in the financial sector. To capitalize on this potential, kapilendo aims to use a spectrum of alternative, next generation, internet-based forms of financing. The product portfolio aims to support a more transparent, simple and autonomous investment decision.
What is unique about your solution?
The crowd-lending platform includes a credit risk rating system that enables investors to evaluate the investment´s opportunities and risks easily. This rating system supports private individuals’ investment decisions in to credits for German SME's.
To date the biggest success story are two crowd-lending campaigns of €1m each for Hertha BSC, Berlin playing the highest German football league. Both financing rounds saw private individuals fund the required €1m kapilendo projects within 9 minutes.