What is the problem you are solving?
Every day in Europe over 850 million Euro are being transferred between private persons. Over 82% of these transactions are still being made in cash.
With Cringle we developed the easiest solution to send money to any mobile phone number in Europe within seconds.
Cringle works with every bank account and the transactions are being processed directly between the user’s existing bank accounts; no need to top up or discharge a virtual wallet.
To make this possible we developed our own SEPA-based payment infrastructure and use it to enable p2p payments to every community with our Cringle App and our Cringle API.
The Euro is Europe’s common currency, SEPA is Europe’s common payment infrastructure, and Cringle is Europe’s common mobile P2P solution.

What is unique about your solution?
We developed our own payment infrastructure based on the SEPA payment scheme.
This infrastructure directly connects the users bank accounts for account-to-account (A2A) payments and makes it possible to send money to any European mobile phone number linked to a bank account.
Through our Cringle App and our Cringle API we can provide anyone with a fast access to mobile A2A P2P payments.